Why you should invest

Why should you invest? Investing creates freedom!

I already have Freedom, I am American? Freedom – Do you have the means to live and do exactly what you want when you want! Without saving money and investing you are tied to your job, parents, kids, the government, whoever is providing you money! Investing provides the money to help live your life your way! Just a small sampling below to show you why you should save!

Investing provides money to:

• Take care of yourself and family in retirement – no relying on a pension or the government.

• The ability to retire when you want to, not when you are able to get social security or retirement benefits from your company – if they even provide have them.

• Seize opportunities when they come along – business deals, new houses, you name it if it comes along and you don’t have money you cannot seize anything!

• Increase your sense of self worth, this comes from knowing that you don’t have to depend on anyone. This is more empowering than you will ever know until you are in the position where you have this freedom! It empowers you to write your own story, not one dictated by your provider. Don’t you want to write your own story?

• Investing gives you a sense of security that when bad does occur you are better able to manage it. You can worry about your emotions not how you will pay for everything.

This is just a small sampling of what investing can provide. Isn’t having one less dinner out worth the freedom that investing provides? That is all it takes, $25 a month, one dinner out. I even dare you to imagine missing 4 dinners out a month – $100 a month saved could rock your world! Don’t delay save now!

Use of Coupons

What am I doing differently now that the economy is slowing?  Honestly not much, why?  We have always lived below our means and tried to save as much money as possible.  However there is one big change that I have made to try to increase our savings – more coupons!  I have always used coupons, but now I am using more of them and seeking them out versus my old method of just using them when they came along.  

One of the ways I do this is by signing up for the email list at stores I frequent.  For example, I am on the Borders mailing list and they send out coupons via email.  So when I decided to buy my Dad a book for Christmas I waited until the coupons for the month came out and then went in and bought the book.  The savings might not have been much but I figure every $4 that I save is that much more in my savings and puts us that much closer to retiring early with no financial worries.  Most stores have these lists and it can be an easy way to save money on things you were already going to purchase!  So how can you save $4?