Smart Step, Inc

Entries tagged as ‘retirement’

Why you should invest

June 2, 2009 · Leave a Comment

Why should you invest? Investing creates freedom!

I already have Freedom, I am American? Freedom – Do you have the means to live and do exactly what you want when you want! Without saving money and investing you are tied to your job, parents, kids, the government, whoever is providing you money! Investing provides the money to help live your life your way! Just a small sampling below to show you why you should save!

Investing provides money to:

• Take care of yourself and family in retirement – no relying on a pension or the government.

• The ability to retire when you want to, not when you are able to get social security or retirement benefits from your company – if they even provide have them.

• Seize opportunities when they come along – business deals, new houses, you name it if it comes along and you don’t have money you cannot seize anything!

• Increase your sense of self worth, this comes from knowing that you don’t have to depend on anyone. This is more empowering than you will ever know until you are in the position where you have this freedom! It empowers you to write your own story, not one dictated by your provider. Don’t you want to write your own story?

• Investing gives you a sense of security that when bad does occur you are better able to manage it. You can worry about your emotions not how you will pay for everything.

This is just a small sampling of what investing can provide. Isn’t having one less dinner out worth the freedom that investing provides? That is all it takes, $25 a month, one dinner out. I even dare you to imagine missing 4 dinners out a month – $100 a month saved could rock your world! Don’t delay save now!

Categories: Motivation · money
Tagged: , , , , , , , , , , , ,

Live on less than you make

December 10, 2008 · Leave a Comment

To me the best thing that you can do during a recession is to make sure that you are doing what you need to do to become financially healthy.  Even if you don’t feel the pressure of a lost job, or a postponed retirement, use this time to confirm that you are on the right track with your money.  Where to begin?  In my opinion the best place to start is to make sure you are living on less than you make.  The best way to live on less that you make – is to start living on a budget (or spending plan if you prefer those words).  Budget forms are all over the internet, grab one and start going. 

Need one?  Get one from our site:  http://www.smartstepomaha.com/budget

Categories: Finance
Tagged: , , , , , , , , ,